Choose Your Own (Financial) Adventure – But Do So Wisely

I remember as a child reading a style of book that was called a “choose your own adventure” book. This style of kids’ book has a basic story line with several outcomes for each situation the characters encounter based on which choices you as the reader make for them. For example… if in the story the main character faces a choice to go into a cave or continue in the forest… the reader chooses and turns next to the page that continues the story based on that decision. The outcome is different based on the choice the reader makes.

The same is true in life. Yes, for each of us there are some preset assumptions for our adventure… who our parents are, where we are born, what value system we are taught, etc. However, we each have the opportunity to make choices for ourselves that influence the outcome of our personal story. This is true whether or not we choose to admit that we are making decisions that matter. Do we get up and find a job? Do we work hard? Do we show love to others? Do we obey God?

We make decisions every day. It is just that we at times overlook the importance of how even our seemingly daily, “small” decisions influence the outcome of our life.

I used to think it would be helpful to have a guide to help me choose wisely as each situation came up in those choose your own adventure books. What if I had a map that showed which choices led to success and which to destruction? Wouldn’t that be great! It would help me navigate to the best possible outcome for whatever story I was in.

While no one made a guide or map for the choose your own adventure books, God did in fact provide a guide for helping us in our everyday life decisions while we deal with other people and with God. Of course this includes managing our finances wisely!

While the Bible as a whole provides much value and insight here, Proverbs in particular comes to mind as providing lots of specific applications of wisdom for how we make our daily decisions. Many of the Proverbs are laid out in such a way as to contrast righteousness and wisdom to wickedness. We do well to study Proverbs consistently and apply it as God intended as the guide to help us navigate our lives to the best possible outcome.

Do not think of scripture as something old and out of date. Instead, think of it as part of an instruction manual that God has given you… yes you, specifically… for your life. Read it as if God meant for you to use it in making your daily decisions, because He did!

I always encourage you to click the link and read the whole scripture, but I have highlighted some verses in the article that have more applicability for finances specifically.

Proverbs 17

Contrast the Upright and the Wicked

      1Better is a dry morsel and quietness with it
Than a house full of feasting with strife.

2A servant who acts wisely will rule over a son who acts shamefully, and will share in the inheritance among brothers.

5He who mocks the poor taunts his Maker; he who rejoices at calamity will not go unpunished

10A rebuke goes deeper into one who has understanding than a hundred blows into a fool.

12Let a man meet a bear robbed of her cubs, rather than a fool in his folly.

18A man lacking in sense pledges and becomes guarantor in the presence of his neighbor.

23A wicked man receives a bribe from the bosom to pervert the ways of justice.

At first glance, perhaps some of these may not be clear in regards to finances. Take time to dwell on them. Verse 10 and 12 strike me of very applicable to those of us who may make mistakes with our finances from time to time. Someone who wishes to help us may rebuke our unwise choices and we should take care to keep pride at bay and remain humble enough to receive their correction, even if they don’t say it in the nicest way. We will be the benefactor of the message if we do. Similarly, let us not be the fool trapped in his own folly once we have made a poor decision on finances. Be willing to admit a mistake and get out of it, even if at a loss. This could apply to overextending our debt by buying too big a home or too expensive cars and doing so on debt instead of saving ahead. The interest could cost you dearly. It could apply to investing in stocks when we make a poor choice and have a losing position.

10A rebuke goes deeper into one who has understanding than a hundred blows into a fool.

12Let a man meet a bear robbed of her cubs, rather than a fool in his folly.

Take time to really reflect on each of the verses in today’s article. Think of situations and decisions you are facing today in your life. Which verses in today’s reading is God putting on your heart to apply in your life to help you make the right decisions?

God may also show you through His word some examples of where you handled a situation well, even if the outcome was not what you wanted… thank Him for the encouragement!

Continue to study and apply the wisdom contained in Proverbs to specific issues in your life. Use the wisdom God provides to help your find the best outcome based on choices you make that  influence your own personal adventure in life!

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .