Category Archives: Optimizing Life

Ethics, Generate Income, Optimizing Life, Proverbs

How We Pursue Our Finances Matters

Do not be so enthusiastic in your pursuit of profit that you neglect God’s instruction. Our Father constantly reminds us in the Bible that His ways are best. We should take care and heed His advice. Yes we are to work diligently, but we must first commit to working righteously, that is to say “do things God’s way rather than the world’s way”.

Proverbs 10:2-5

      2Ill-gotten gains do not profit,
But righteousness delivers from death.

      3The LORD will not allow the righteous to hunger,
But He will reject the craving of the wicked.

      4Poor is he who works with a negligent hand,
But the hand of the diligent makes rich.

      5He who gathers in summer is a son who acts wisely,
But he who sleeps in harvest is a son who acts shamefully.

We are to seek first the kingdom of God in determining how we live our lives. We are called to be diligent in our pursuits rather than lazy, proactive rather than putting things off to another day.

Take some time to reflect on how this applies to your life. Pray God would lead you and help you make any necessary changes in your life.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

False Teaching, Optimizing Life, Plan Carefully and Seek Wise Advice

What Is Love?

People put a lot of focus and money into highly marketed holidays like Valentine’s Day, but should we? Is a man-made holiday really ever a reason to make major financial purchases you would not otherwise make? I think the answer is very intuitive when the question is phrased this way. No, we should not let marketing and man-made holidays dictate when we make major purchases. Love is not about how much money you spend on someone or what you give them on a designated day of the year. That is not God’s definition of love at all.

We are sharing an article posted by our sister site, HearingFromJesus.org.

What is love? This is a very old question with many answers. Context is important. We may “love pizza”, but that is different than when we say we “love our spouse”. Today, the world even steals the word “love” as a replacement for “sex”, which is completely incorrect. These are certainly not the same meaning. Greek, the language in which the New Testament was largely written, had multiple different words for different types of love. In English, we have one word and we must therefore pay close attention to context.

Many put a lot of time and focus into the highly marketed cultural holiday of Valentine’s Day. Candy makers will tell you that you must buy chocolates to show you love your spouse. Greeting card makers insist you must “care to send the very best” and thus spend $5 or more on a card, and send one to everyone you know. Flowers are a must, right? But now they even sell gold dipped flowers. Wow. Of course, not to be outdone, Jewelers insist that you are a buffoon if you don’t buy diamonds for that special someone in your life. Once company even suggests you should buy from them a new luxury car. We do well to remember that this is marketing intended to sell things and get our money. This is not how God tells us to show love to one another.

God calls us to show love to one another daily, not once a year, or on a few annual special occasions!

1 Corinthians 13

The Excellence of Love

      1If I speak with the tongues of men and of angels, but do not have love, I have become a noisy gong or a clanging cymbal. 2If I have the gift of prophecy, and know all mysteries and all knowledge; and if I have all faith, so as to remove mountains, but do not have love, I am nothing. 3And if I give all my possessions to feed the poor, and if I surrender my body to be burned, but do not have love, it profits me nothing.

      4Love is patient, love is kind and is not jealous; love does not brag and is not arrogant, 5does not act unbecomingly; it does not seek its own, is not provoked, does not take into account a wrong suffered, 6does not rejoice in unrighteousness, but rejoices with the truth; 7bears all things, believes all things, hopes all things, endures all things.

      8Love never fails; but if there are gifts of prophecy, they will be done away; if there are tongues, they will cease; if there is knowledge, it will be done away. 9For we know in part and we prophesy in part; 10but when the perfect comes, the partial will be done away. 11When I was a child, I used to speak like a child, think like a child, reason like a child; when I became a man, I did away with childish things. 12For now we see in a mirror dimly, but then face to face; now I know in part, but then I will know fully just as I also have been fully known. 13But now faith, hope, love, abide these three; but the greatest of these is love.

If you want to give a gift, and it is wisely within your budget to do so, go ahead. But don’t do so because you “have to” or are “expected to”.  These gifts mean little and will ultimately have a very limited impact if you do not show love the way God tells us to. Often times just giving gifts on designated marketing holidays comes to be expected and not appreciated as much. If you choose to give an expensive gift, don’t do it because it is Valentines Day. Consider intentionally giving it at some other time besides the widely marketed holidays for an even greater impact.

Warning… when you make changes in how you celebrate these marketing holidays, discuss it openly with your spouse ahead of time! Don’t surprise someone by not giving them something they already expect from years of habit.

When you are ready to truly grow in maturity, turn towards God’s definition of love and begin showing it today to those you love. No warning necessary. They will greatly appreciate how you treat them. However, you may consider sharing the scripture with your spouse and helping one another as you both make the effort to shift focus from the world’s definition of love to God’s.

You can also ask yourself, if I am celebrating love, would it not be right to celebrate loving God as well as loving one another? And to come in thanksgiving to Him for all the love He has shown, shows, and will show us? If we are to focus on love in the Biblical sense, Valentine’s Day just does not match up very well at all. If you explore the origins of this celebration you will find that once again the Catholic church embraced this festival, but it was based first on a pagan celebration. As followers of Christ, we are better off not letting these pagan holidays dictate how we show love for our spouse or loved ones. Instead, love people the way God teaches.

(World Religion News: Pagan origin of Valentines day)

One last parting thought… we can love YHWH and love others because He has first shown me love. Yeshua died for us to make a way for us to be forgiven our sins.

John 15:12-13

      12“This is My commandment, that you love one another, just as I have loved you. 13“Greater love has no one than this, that one lay down his life for his friends.

The best way to show love for one another is through how we treat one another every day of the year.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Control Spending, Greed, Optimizing Life, Treasures In Heaven

Gaining the Right Perspective on Finances

1 Timothy 6 contains timeless wisdom for us to consider and apply in our lives. As you begin to read, consider that though the slave/master guidance may seem obsolete, perhaps you should consider it in regards to the employee/employer perspective as I believe it still applies in that context or others where you are subject to the proper authority.

1 Timothy 6

     1All who are under the yoke as slaves are to regard their own masters as worthy of all honor so that the name of God and our doctrine will not be spoken against. 2Those who have believers as their masters must not be disrespectful to them because they are brethren, but must serve them all the more, because those who partake of the benefit are believers and beloved. Teach and preach these principles.

      3If anyone advocates a different doctrine and does not agree with sound words, those of our Lord Jesus Christ, and with the doctrine conforming to godliness, 4he is conceited and understands nothing; but he has a morbid interest in controversial questions and disputes about words, out of which arise envy, strife, abusive language, evil suspicions, 5and constant friction between men of depraved mind and deprived of the truth, who suppose that godliness is a means of gain. 6But godliness actually is a means of great gain when accompanied by contentment. 7For we have brought nothing into the world, so we cannot take anything out of it either. 8If we have food and covering, with these we shall be content. 9But those who want to get rich fall into temptation and a snare and many foolish and harmful desires which plunge men into ruin and destruction. 10For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs.

      11But flee from these things, you man of God, and pursue righteousness, godliness, faith, love, perseverance and gentleness. 12Fight the good fight of faith; take hold of the eternal life to which you were called, and you made the good confession in the presence of many witnesses. 13I charge you in the presence of God, who gives life to all things, and of Christ Jesus, who testified the good confession before Pontius Pilate, 14that you keep the commandment without stain or reproach until the appearing of our Lord Jesus Christ, 15which He will bring about at the proper time—He who is the blessed and only Sovereign, the King of kings and Lord of lords, 16who alone possesses immortality and dwells in unapproachable light, whom no man has seen or can see. To Him be honor and eternal dominion! Amen.

      17Instruct those who are rich in this present world not to be conceited or to fix their hope on the uncertainty of riches, but on God, who richly supplies us with all things to enjoy. 18Instruct them to do good, to be rich in good works, to be generous and ready to share, 19storing up for themselves the treasure of a good foundation for the future, so that they may take hold of that which is life indeed.

      20O Timothy, guard what has been entrusted to you, avoiding worldly and empty chatter and the opposing arguments of what is falsely called “knowledge”— 21which some have professed and thus gone astray from the faith.
Grace be with you.

We are to treat one another with respect and not enmity, whether boss or employee, slave or master. We do so to shine the light of Christ for others.

We brought nothing into this world and we can take nothing out. Let us be rich in good works. Let us be content, even joyful, with what we have. Let us guard ourselves against the love of money, which is the root of all sorts of evil.

Store up treasure in heaven rather than a bank, though this is not saying to spend and give away all you have. Indeed, we will have nothing to help others if we give all we have away. We should steward it carefully and thus do many good works in the name of Christ.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Ethics, Greed, Optimizing Life

Should I Put My Trust in Money?

We all face times when we feel like things are not going well and others are against us. David certainly had times when he experienced many enemies plotting against him. Even if all others had abandoned him, he knew he could find refuge in his heavenly Father.

No matter what comes against you, trust in the LORD. Do not put your trust in oppression, robbery, or taking advantage of others. If riches increase, do not set your heart upon them either, but only in the LORD. God is the answer to our needs, not money. He may use money, but we should seek Him first rather than money.

Psalm 62

God Alone a Refuge from Treachery and Oppression.

For the choir director; according to Jeduthun. A Psalm of David.

      1My soul waits in silence for God only;
From Him is my salvation.

      2He only is my rock and my salvation,
My stronghold; I shall not be greatly shaken.

      3How long will you assail a man,
That you may murder him, all of you,
Like a leaning wall, like a tottering fence?

      4They have counseled only to thrust him down from his high position;
They delight in falsehood;
They bless with their mouth,
But inwardly they curse.

        5My soul, wait in silence for God only,
For my hope is from him.

      6He only is my rock and my salvation,
My stronghold; I shall not be shaken.

      7On God my salvation and my glory rest;
The rock of my strength, my refuge is in God.

      8Trust in Him at all times, O people;
Pour out your heart before Him;
God is a refuge for us.

Selah.

      9Men of low degree are only vanity and men of rank are a lie;
In the balances they go up;
They are together lighter than breath.

      10Do not trust in oppression
And do not vainly hope in robbery;
If riches increase, do not set your heart upon them.

      11Once God has spoken;
Twice I have heard this:
That power belongs to God;

      12And lovingkindness is Yours, O Lord,
For You recompense a man according to his work.

I would encourage each of us as well, no matter how dire our situation may seem, even if we feel completely alone… trust in God. Pour out your heart before Him.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Generate Income, Greed, Optimizing Life

Seek Wisdom Rather Than Gold

We all need provision in order to live and God expects us to look to him to guide us rather than doing things our own way. Truth be told many suffer greatly because they pursue financial wealth as their master rather than seeking finances as a tool for the provision and furthering of God’s kingdom.

1 Timothy 6:10

10For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs.

Ecclesiastes 5:10

 10He who loves money will not be satisfied with money, nor he who loves abundance with its income. This too is vanity.

Seek wisdom from God rather than gold and silver. With wisdom, you will also find sufficient financial resources and learn to be content rather than covetous or greedy. With wisdom comes joy.

Proverbs 3:13-18

      13How blessed is the man who finds wisdom
And the man who gains understanding.

      14For her profit is better than the profit of silver
And her gain better than fine gold.

      15She is more precious than jewels;
And nothing you desire compares with her.

      16Long life is in her right hand;
In her left hand are riches and honor.

      17Her ways are pleasant ways
And all her paths are peace.

      18She is a tree of life to those who take hold of her,
And happy are all who hold her fast.

I encourage you to click the link above and read all of Proverbs 3. Prayerfully reflect if you are serving God or money. We all need to spend time working to provide… but often many work longer to get a bit more money and do not invest similar effort in their relationship with God. One quick check is to compare how much time you spend trying to “get ahead” financially by working extra to how much time you spend trying to learn more about God by studying His word and coming before Him humbly in prayer.

If you need to make changes, write down a simple plan today, maybe even now. How can you set aside more time to build your relationship with God?

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Control Debt, Control Spending, Optimizing Life, Saving

Avoid The Christmas Hangover – Spending, Debt, and Stress

Christmas is a holiday with many competing areas of focus. Some manage to stay focused on the Lord, but there are many distractions. Some focus on family, but one can easily get caught up in a month long stress about the “perfect holiday” and “who is or is not coming” and “do we have the perfect gifts for everyone”, etc. I have seen people who strive to genuinely follow Jesus yield a month of every year to stress associated with the Christmas holiday, and almost none of it is focused on actually celebrating Christ.

Others get lost in debt, convinced by marketing and our culture that to celebrate Christmas requires spending lots of money, often money they don’t have. For the record, even “good sales” cost you money unless you were going to buy that item anyway. It costs even more if you buy other stuff along with the thing that was on sale. That is why the companies selling you things run the sales… to make money, not to save you money! Often this debt creates stress that lasts for months after Christmas is over as the credit card bills roll in.

Rather than waiting for that after Christmas “hangover” to set in along with the credit card bills and extra 5 pounds you put on by eating too much… consider challenging some of the holiday cultural norms.

1- Reduce the number of people for whom you buy gifts.

Buying gifts for everyone you know is not necessary. Instead of buying gifts out of obligation for many with whom you are not close, just make a point to be nice to them all year round. Treat them with kindness and sensitivity and they will know you care for them even if you do not give them a gift. If they only like you when they receive a gift, then they are not really your friend anyway. If you are concerned that they will buy for you and you will not have something for them, just have a real conversation with them about managing your expenses and budget responsibly and encourage them not to give something to you. If they are not close enough to you to have this conversation, then why are you even exchanging gifts with them? In some cases, it may be very important to someone close to you to exchange gifts… go ahead if you want to.

2- Reduce how much you spend on each person

Contrary to advertising… you do not need to buy a car, a diamond, gold jewelry, expensive electronics, etc. for people just because it is Christmas. If you don’t show them that you love them throughout the year, you will not fool them with an expensive gift in December. For those with whom you want to give or exchange presents, you can set a reasonable budget for each person and then stick to it. This helps you set your overall Christmas budget in a predictable instead of impulsive way.

3- Save up your Christmas budget in advance and avoid credit cards you cannot pay back before you have to pay interest.

Once you decide who you will get gifts for and how much to spend, you have a good estimate for your budget planning. Now divide by 11 and start saving it each month starting in January and continuing through November. Inevitably you will still have surprise expenses in December from the season’s activities, so you don’t plan on taking money for gifts from that month’s budget.

4- You can even consider replacing your current gift exchange traditions with a donation to a charity or family in need… someone you can give to in God’s name with no hope of receiving a gift in return. You will spend less money and honor God more.

If you find yourself condemning me as “Grinch”… I do not mind. You are not alone, but you are in fact also not correct. If Christmas is all about giving and getting gifts as the centerpiece and focus, then it has nothing to do with Jesus Christ and is simply a pagan festival where people want to get a lot of expensive stuff from each other. I wholeheartedly and enthusiastically reject giving (and receiving) gifts on the basis of obligation.

The alternative is to recognize that gifts are intended not as the focus, but as a means of showing those closest to us that we were thinking of them. That does not require spending lots of money, despite what our culture would have us believe. Besides, you can  give gifts to those you love any time during the year… it does not have to be at Christmas.

Many tell us that giving gifts is a tradition originated to honor God’s gift to us in the birth of Jesus Christ or because of the acts of the real man who came to be known as Saint Nicholas. Though many give with this in mind, the fact is that this is not the accurate origin of gift exchange. In fact, gift giving to children in late December did not start with Christian origins, but rather as part of a pagan celebration of the sun god, Saturnalia, in ancient Rome. It is easy to research for yourself… even in Christian history encyclopedias such as by Zondervan.

Let’s explore the gift giving tradition further and test if it is even consistent with celebrating Jesus’ birth according to the principles of the Biblical record of that glorious event. Does this tradition point to or honor God, or is it just a tradition of men and a potential distraction from God?

Mary and Joseph did not get gifts for one another or even for Jesus and they knew who He was and that He would be born soon. The shepherds came to celebrate and honor God. They did what they were commanded by God to do… which did not involve bringing gifts. The wise men did not even come when Jesus was born… contrary to common tradition.  Scripture tells us they came and found Jesus in a house, not a manger. Herod killed all the male children two years and younger… not a week and younger, or even a few months and younger. It was likely they arrived over a year after Jesus was born. When they did come, they brought gifts to honor God. They did not exchange gifts with each other, nor did they expect to receive gifts in return from Joseph and Mary. I should not fail to mention that God came down as Jesus to die for us and while this is a great gift, He expects no gift from us in return.

So if you really want to focus on giving gifts to honor Christian traditions… give in a way that honors God to those who will not be able to give anything in return and convince others to do the same. You will honor God more, find more joy instead of stress, and spend less.

If suggestion number 4 seems overwhelming… start with suggestions number 1-3. The less focus you put on gift exchange, the more focus you will find is available to consider God’s gift to us in the person of Jesus Christ. You will have more time and less stress to enjoy the holidays and hopefully you will not have the Christmas “hangover” in January.

This article was developed and shared in partnership with HearingFromJesus.org.

Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Ethics, Optimizing Life, Plan Carefully and Seek Wise Advice

A Light In The Darkness

We have probably all experienced a time when we are in true darkness. Perhaps camping in the woods on a very cloudy night? Maybe just in our house when the power goes out at night or we wake up at night and walk around the house without turning lights on so as not to disturb our family. Sometimes we can start to remember our way around if it is familiar circumstances… but how well do we do when there are unexpected obstacles (e.g. toys left out in pathways, etc.) or imagine if someone rearranged all the furniture! Usually we will not do well. We will trip or fall or gather bumps and bruises. It is really hard to get around without being able to see where we are going… to recognize clearly what are the obstacles that could hurt us and which is the safe path to travel. This is how many feel about managing their personal finances and trying to get beyond paycheck to paycheck or day to day living and into planning and strategy to prepare for what is to come in the future.

That is why God has given us the Bible! What a glorious gift to His people to have His written instruction book for life. If we choose to use it, it serves to light up our path so we can safely find the right path for living and avoid the traps and obstacles that could hurt us.

Psalm 119:105

105Your word is a lamp to my feet
And a light to my path.

Proverbs in particular serves to provide timeless wisdom for us in how we should deal with our fellow man and also with God. It reminds us of what is good and what is bad. Remember, true goodness is that which is identified by God as right, not that which is identified by man as right. Man often gets it wrong. That is why God wrote it down!

Read Proverbs often, and not as if you are trying to win a race for reading quickly but rather pausing and considering how each verse is relevant not only in life today, but specifically how it may apply to your life. Then allow yourself the humility to admit where you are wrong and work to change your behavior and attitude. Those who are too proud to admit they are wrong, never get the benefit of learning to do better.

Proverbs 16

Contrast the Upright and the Wicked

       1The plans of the heart belong to man,
But the answer of the tongue is from the LORD.

      2All the ways of a man are clean in his own sight,
But the LORD weighs the motives.

      3Commit your works to the LORD
And your plans will be established.

      4The LORD has made everything for its own purpose,
Even the wicked for the day of evil.

      5Everyone who is proud in heart is an abomination to the LORD;
Assuredly, he will not be unpunished.

      6By lovingkindness and truth iniquity is atoned for,
And by the fear of the LORD one keeps away from evil.

      7When a man’s ways are pleasing to the LORD,
He makes even his enemies to be at peace with him.

      8Better is a little with righteousness
Than great income with injustice.

      9The mind of man plans his way,
But the LORD directs his steps.

      10A divine decision is in the lips of the king;
His mouth should not err in judgment.

      11A just balance and scales belong to the LORD;
All the weights of the bag are His concern.

      12It is an abomination for kings to commit wicked acts,
For a throne is established on righteousness.

      13Righteous lips are the delight of kings,
And he who speaks right is loved.

      14The fury of a king is like messengers of death,
But a wise man will appease it.

      15In the light of a king’s face is life,
And his favor is like a cloud with the spring rain.

      16How much better it is to get wisdom than gold!
And to get understanding is to be chosen above silver.

      17The highway of the upright is to depart from evil;
He who watches his way preserves his life.

      18Pride goes before destruction,
And a haughty spirit before stumbling.

      19It is better to be humble in spirit with the lowly
Than to divide the spoil with the proud.

      20He who gives attention to the word will find good,
And blessed is he who trusts in the LORD.

      21The wise in heart will be called understanding,
And sweetness of speech increases persuasiveness.

      22Understanding is a fountain of life to one who has it,
But the discipline of fools is folly.

      23The heart of the wise instructs his mouth
And adds persuasiveness to his lips.

      24Pleasant words are a honeycomb,
Sweet to the soul and healing to the bones.

      25There is a way which seems right to a man,
But its end is the way of death.

      26A worker’s appetite works for him,
For his hunger urges him on.

      27A worthless man digs up evil,
While his words are like scorching fire.

      28A perverse man spreads strife,
And a slanderer separates intimate friends.

      29A man of violence entices his neighbor
And leads him in a way that is not good.

      30He who winks his eyes does so to devise perverse things;
He who compresses his lips brings evil to pass.

      31A gray head is a crown of glory;
It is found in the way of righteousness.

      32He who is slow to anger is better than the mighty,
And he who rules his spirit, than he who captures a city.

      33The lot is cast into the lap,
But its every decision is from the LORD.

Challenge yourself to identify at least one, but maybe even up to three specific things, that you want to try to work on related to managing your personal finances. As an example, you might consider focusing verse 3 or verse 8.

      3Commit your works to the LORD
And your plans will be established.

8Better is a little with righteousness
Than great income with injustice.

Apply these goals to specific decisions and strategies you need to make in regards to your personal finances. If you can, share what you are working on with a trusted friend or family member who is a genuine follower of Christ. There is something for all of us to work on… we just need to admit it and then get about pursuing it!

My top pick for me personally today…

20He who gives attention to the word will find good,
And blessed is he who trusts in the LORD.

What will you work on? Remember to ask God in prayer to help you!

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Optimizing Life

Let Us Give Thanks

We should always seek to be thankful to the Lord for all He provides, but Thanksgiving is a great time to remind ourselves to come together as a family and as a community, and as a nation to give thanks together to God. For those who follow Jesus, we always have that most important gift of salvation through grace by faith for which to be thankful… no matter what else may be going on in our lives.

I have found it is very easy to lose focus on God as we get busy with our holiday traditions and celebrations… even Thanksgiving. It seems God dropped a surprise in my shopping bag on a trip to a store some years ago. I want to share it with you. Lifeway Christian store put together a small booklet of scriptures into a “Thanksgiving Table Devotional”. We have it at our table and we read and share as we come together to eat our meals.

Psalm 106:1

1Praise the LORD!
Oh give thanks to the LORD, for He is good;
For His lovingkindness is everlasting.

1 Thessalonians 5:18

18in everything give thanks; for this is God’s will for you in Christ Jesus.

Colossians 3:17

17Whatever you do in word or deed, do all in the name of the Lord Jesus, giving thanks through Him to God the Father.

Philippians 4:6

6Be anxious for nothing, but in everything by prayer and supplication with thanksgiving let your requests be made known to God.

Psalm 9:1-2

1I will give thanks to the LORD with all my heart;
I will tell of all Your wonders.

      2I will be glad and exult in You;
I will sing praise to Your name, O Most High.

As we read these scriptures together we take time to go around the table and ask about examples of things that are specific to us for which we are grateful to our Father who provides. This is not particularly unique, but it sure is easy to overlook. I appreciate the Lord putting these scriptures where I would find them as I was looking for ways to make Thanksgiving more meaningful and focused on Him for my family. Praise the Lord He cares for each of us as His children!

What will you make the focus of this Thanksgiving season? Football, shopping, food, fellowship… or our Creator and Father and a right attitude towards Him? My suggestion is to focus on our Father with a healthy side of family fellowship.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Ethics, Greed, Optimizing Life, Proverbs

Resist When Sinners Entice You

There are right ways to increase your wealth and wrong ways. The truth of what is right and wrong is not determined by whether or not you gain money but rather by the standards God has provided us in His written word. It is better to be poor in finances and walk with God than to be rich in finances and live without Him.

Proverbs 1:8-19

The Enticement of Sinners

      8Hear, my son, your father’s instruction
And do not forsake your mother’s teaching;

      9Indeed, they are a graceful wreath to your head
And ornaments about your neck.

      10My son, if sinners entice you,
Do not consent.

      11If they say, “Come with us,
Let us lie in wait for blood,
Let us ambush the innocent without cause;

      12Let us swallow them alive like Sheol,
Even whole, as those who go down to the pit;

      13We will find all kinds of precious wealth,
We will fill our houses with spoil;

      14Throw in your lot with us,
We shall all have one purse,”

      15My son, do not walk in the way with them.
Keep your feet from their path,

      16For their feet run to evil
And they hasten to shed blood.

      17Indeed, it is useless to spread the baited net
In the sight of any bird;

      18But they lie in wait for their own blood;
They ambush their own lives.

      19So are the ways of everyone who gains by violence;
It takes away the life of its possessors.

Many people profess that they can help you on a path to having more money. Not all of the paths are righteous according to God’s standards. Choose carefully with the Bible as your guide. Pray and ask the Holy Spirit to help you make the right choices, even when the situation seems dire and there may seem to be no easy way out.

It is better to be poor and dwell with God than to be rich and dwell without Him. Even in matters of life and death, it is better to choose the path that leads to heaven than the one that leads to hell… no matter what earthly wealth you may be promised in order for you to take the wrong path.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Generate Income, Optimizing Life

Wealth Gained Through Righteous Effort Should Not Be Condemned

Using God’s gift of wisdom to achieve wealth and financial gain is not wrong if done in a righteous way in which you plan and invest wisely, avoid deceit and trickery, and live according to God’s commands. Joseph was a man who was faithful to God throughout his life in good times and in bad. God blessed him with the ability to interpret dreams and then God used that gift to place Joseph in a significant leadership role as governor over all of Egypt. Through Joseph, God blessed the descendants of Israel (formerly known as Jacob) and he also blessed Pharaoh, making him very wealthy and protecting his people from famine.

Genesis 47:1-27

Jacob’s Family Settles in Goshen

      1Then Joseph went in and told Pharaoh, and said, “My father and my brothers and their flocks and their herds and all that they have, have come out of the land of Canaan; and behold, they are in the land of Goshen.” 2He took five men from among his brothers and presented them to Pharaoh. 3Then Pharaoh said to his brothers, “What is your occupation?” So they said to Pharaoh, “Your servants are shepherds, both we and our fathers.” 4They said to Pharaoh, “We have come to sojourn in the land, for there is no pasture for your servants’ flocks, for the famine is severe in the land of Canaan. Now, therefore, please let your servants live in the land of Goshen.” 5Then Pharaoh said to Joseph, “Your father and your brothers have come to you. 6“The land of Egypt is at your disposal; settle your father and your brothers in the best of the land, let them live in the land of Goshen; and if you know any capable men among them, then put them in charge of my livestock.”

      7Then Joseph brought his father Jacob and presented him to Pharaoh; and Jacob blessed Pharaoh. 8Pharaoh said to Jacob, “How many years have you lived?” 9So Jacob said to Pharaoh, “The years of my sojourning are one hundred and thirty; few and unpleasant have been the years of my life, nor have they attained the years that my fathers lived during the days of their sojourning.” 10And Jacob blessed Pharaoh, and went out from his presence. 11So Joseph settled his father and his brothers and gave them a possession in the land of Egypt, in the best of the land, in the land of Rameses, as Pharaoh had ordered. 12Joseph provided his father and his brothers and all his father’s household with food, according to their little ones.

      13Now there was no food in all the land, because the famine was very severe, so that the land of Egypt and the land of Canaan languished because of the famine. 14Joseph gathered all the money that was found in the land of Egypt and in the land of Canaan for the grain which they bought, and Joseph brought the money into Pharaoh’s house. 15When the money was all spent in the land of Egypt and in the land of Canaan, all the Egyptians came to Joseph and said, “Give us food, for why should we die in your presence? For our money is gone.” 16Then Joseph said, “Give up your livestock, and I will give you food for your livestock, since your money is gone.” 17So they brought their livestock to Joseph, and Joseph gave them food in exchange for the horses and the flocks and the herds and the donkeys; and he fed them with food in exchange for all their livestock that year. 18When that year was ended, they came to him the next year and said to him, “We will not hide from my lord that our money is all spent, and the cattle are my lord’s. There is nothing left for my lord except our bodies and our lands. 19“Why should we die before your eyes, both we and our land? Buy us and our land for food, and we and our land will be slaves to Pharaoh. So give us seed, that we may live and not die, and that the land may not be desolate.”

Result of the Famine

      20So Joseph bought all the land of Egypt for Pharaoh, for every Egyptian sold his field, because the famine was severe upon them. Thus the land became Pharaoh’s. 21As for the people, he removed them to the cities from one end of Egypt’s border to the other. 22Only the land of the priests he did not buy, for the priests had an allotment from Pharaoh, and they lived off the allotment which Pharaoh gave them. Therefore, they did not sell their land. 23Then Joseph said to the people, “Behold, I have today bought you and your land for Pharaoh; now, here is seed for you, and you may sow the land. 24“At the harvest you shall give a fifth to Pharaoh, and four-fifths shall be your own for seed of the field and for your food and for those of your households and as food for your little ones.” 25So they said, “You have saved our lives! Let us find favor in the sight of my lord, and we will be Pharaoh’s slaves.” 26Joseph made it a statute concerning the land of Egypt valid to this day, that Pharaoh should have the fifth; only the land of the priests did not become Pharaoh’s.

      27Now Israel lived in the land of Egypt, in Goshen, and they acquired property in it and were fruitful and became very numerous.

Many will complain that Joseph took advantage of the people by taking all they owned for Pharaoh. This view simply does not stand up to careful scrutiny. The people were thankful to Joseph for feeding them and keeping them from death. Further, once Joseph had gained everything for Pharaoh, he allowed the people to work the land and keep the large majority of what they grew. Even though Pharaoh “owned” it all, Pharaoh only collected 20% or 1/5. This is incredibly fair… I can hardly resist comparing this to what we consider a “free” nation of the United States of America today, in which the government takes higher personal and corporate income tax than Pharaoh did! At least Pharaoh owned what he collected income from.

Joseph used the gifts God gave him in a righteous manner to glorify God, support God’s people, and even fulfill the duties of the position under Pharaoh that God had placed him in and to do so very effectively… and he became wealthy along the way.

Wealth should not be despised, but rather only unrighteous behaviors and attitudes should be despised and rebuked. Wealth developed by righteous people is often used to glorify God and help His people. We should be thankful to God and give Him the glory and avoid resenting His servants who become wealthy. Perhaps we should even try to learn from those who gain wealth righteously rather than condemn them.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .