Category Archives: Guiding Framework

Optimizing Life, Treasures In Heaven

Trust God More Than Wealth

Abraham sets a great example of a wealthy man that served God. He trusted God and did not worship or idolize his wealth. Thus, money was a tool for him and not a master.

In Genesis 13, Abram leaves Egypt and travels into the Negev, with his wife, Lot and all they owned.  Abram demonstrates an ongoing relationship with God. He worships, trusts and obeys God. Abram is wealthy but is not greedy. He offers the first choice of land to his nephew, Lot. Lot chooses selfishly to take the best land all for himself, though that ultimately does not turn out well for Lot.

13 So Abram left Egypt and traveled north into the Negev, along with his wife and Lot and all that they owned. 2 (Abram was very rich in livestock, silver, and gold.) 3 From the Negev, they continued traveling by stages toward Bethel, and they pitched their tents between Bethel and Ai, where they had camped before. 4 This was the same place where Abram had built the altar, and there he worshiped the Lord again.

5 Lot, who was traveling with Abram, had also become very wealthy with flocks of sheep and goats, herds of cattle, and many tents. 6 But the land could not support both Abram and Lot with all their flocks and herds living so close together. 7 So disputes broke out between the herdsmen of Abram and Lot. (At that time Canaanites and Perizzites were also living in the land.)

8 Finally Abram said to Lot, “Let’s not allow this conflict to come between us or our herdsmen. After all, we are close relatives! 9 The whole countryside is open to you. Take your choice of any section of the land you want, and we will separate. If you want the land to the left, then I’ll take the land on the right. If you prefer the land on the right, then I’ll go to the left.”

10 Lot took a long look at the fertile plains of the Jordan Valley in the direction of Zoar. The whole area was well watered everywhere, like the garden of the Lord or the beautiful land of Egypt. (This was before the Lord destroyed Sodom and Gomorrah.) 11 Lot chose for himself the whole Jordan Valley to the east of them. He went there with his flocks and servants and parted company with his uncle Abram. 12 So Abram settled in the land of Canaan, and Lot moved his tents to a place near Sodom and settled among the cities of the plain. 13 But the people of this area were extremely wicked and constantly sinned against the Lord.

14 After Lot had gone, the Lord said to Abram, “Look as far as you can see in every direction—north and south, east and west. 15 I am giving all this land, as far as you can see, to you and your descendants[a] as a permanent possession. 16 And I will give you so many descendants that, like the dust of the earth, they cannot be counted! 17 Go and walk through the land in every direction, for I am giving it to you.”

18 So Abram moved his camp to Hebron and settled near the oak grove belonging to Mamre. There he built another altar to the Lord.

This chapter starts and ends with Abram worshiping God at an altar. We can see that Abram has maintained an ongoing relationship with God. He trusts in God, not in his wealth.

In fact, God blessed Abram and those who were with them so much that they needed to spread out a bit more… a good problem to have. Abram lets Lot pick which land he wants first, when Abram could have demanded the best land and asked Lot to leave. Abram showed love for Lot and trust in God.

Lot picked selfishly, taking the best land for himself. It turns out that what looks good to man often is not good. The land was rich but Lot would find himself suffering among a sinful and rebellious people who reject God. (Interesting to note that we read Abram worshiped at the altar, not Abram and Lot.)

Abram shows no indication of holding bitterness toward Lot. He was ok with Lot having the best land. Once Lot leaves, God speaks to Abram and tells him about the plans God has for him… wonderful and great plans.

Through Abram we see the type of relationship a righteous man has with God. We can challenge ourselves to trust God as Abram did. Abram made mistakes, of course, but what a wonderful example of faith in a lifelong journey with God. Abraham served God rather than money.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Blessing or Curse, Generate Income, Optimizing Life, Plan Carefully and Seek Wise Advice, Saving, Stewardship

God’s Blessings and Financial Stewardship: Lessons from Jacob’s Imperfect Journey

Sometimes I am amazed where I find insight in God’s word for a given topic. I was reading about Jacob in Genesis. We get insight to see Jacob from beginning to end in his relationship with God. It struck me that like so many of us, as he lives out his life and grew more and more committed to God, He did so quite imperfectly… like all of us who try to serve God.  Genesis 30 documents many mistakes, and the consequences of those mistakes on Jacob and his family. God, however, has not removed His blessing or promise from Jacob and Jacob prospers financially. There are a few important nuggets to consider in his attitude during a tough spot in his life.

Genesis 30:25-43

   25Now it came about when Rachel had borne Joseph, that Jacob said to Laban, “Send me away, that I may go to my own place and to my own country. 26“Give me my wives and my children for whom I have served you, and let me depart; for you yourself know my service which I have rendered you.” 27But Laban said to him, “If now it pleases you, stay with me; I have divined that the LORD has blessed me on your account.” 28He continued, “Name me your wages, and I will give it.” 29But he said to him, “You yourself know how I have served you and how your cattle have fared with me. 30“For you had little before I came and it has increased to a multitude, and the LORD has blessed you wherever I turned. But now, when shall I provide for my own household also?” 31So he said, “What shall I give you?” And Jacob said, “You shall not give me anything. If you will do this one thing for me, I will again pasture and keep your flock: 32let me pass through your entire flock today, removing from there every speckled and spotted sheep and every black one among the lambs and the spotted and speckled among the goats; and such shall be my wages. 33“So my honesty will answer for me later, when you come concerning my wages. Every one that is not speckled and spotted among the goats and black among the lambs, if found with me, will be considered stolen.” 34Laban said, “Good, let it be according to your word.” 35So he removed on that day the striped and spotted male goats and all the speckled and spotted female goats, every one with white in it, and all the black ones among the sheep, and gave them into the care of his sons. 36And he put a distance of three days’ journey between himself and Jacob, and Jacob fed the rest of Laban’s flocks.

37Then Jacob took fresh rods of poplar and almond and plane trees, and peeled white stripes in them, exposing the white which was in the rods. 38He set the rods which he had peeled in front of the flocks in the gutters, even in the watering troughs, where the flocks came to drink; and they mated when they came to drink. 39So the flocks mated by the rods, and the flocks brought forth striped, speckled, and spotted. 40Jacob separated the lambs, and made the flocks face toward the striped and all the black in the flock of Laban; and he put his own herds apart, and did not put them with Laban’s flock. 41Moreover, whenever the stronger of the flock were mating, Jacob would place the rods in the sight of the flock in the gutters, so that they might mate by the rods; 42but when the flock was feeble, he did not put them in; so the feebler were Laban’s and the stronger Jacob’s. 43So the man became exceedingly prosperous, and had large flocks and female and male servants and camels and donkeys.

Laban realized that he was blessed because of association with Jacob, who serves God. Jacob, despite his mistakes, has been a witness to Laban and Laban wishes him to stay. Before we give Laban too much credit, though, his reason for wanting Jacob to stay is selfish and greedy. He has financially prospered with Jacob. Laban shows no interest in worshipping or serving God or even thanking God.

Jacob, however also realized that he needed to begin investing not only in Laban’s flock but also in preparing for his own household for the future.  Jacob was willing to leave without pay other than the wives (and children) he had agreed to previously… even though Laban’s flocks have clearly prospered under Jacob’s care. Jacob demanded nothing extra, and was willing to leave with only his agreed upon wages (e.g. his wives and children) and God’s promise. He did not demand more than he agreed to just because Laban had prospered. He did not resent Laban and wish him ill because of his success.

However, God made a way for Jacob to prosper from his hard work helping with Laban’s flocks for those fourteen years. When Laban suggests Jacob name his price, Jacob finds wisdom in a solution that meets both his need and Laban’s, so he stays. Jacob tends the flocks and prospers exceedingly.

Each of us should consider…

  • Am I planning responsibly for my future needs and those of my family similar to Jacob?
  • Do I trust God to provide for me, adhering to His principles and values?
  • Do I keep my word and live up to my agreements? or do I demand more from someone just because they prosper from the work I agreed to do?
  • Do I resent someone else’s success or am I satisfied with the wages I agreed to?
  • Of course it is also acceptable when our agreements have concluded to negotiate for better terms in the future based on the quality of our work. If all parties agree, we have a new agreement. If not, we should not resent the other, but just make a different choice to pursue our goals… just as Jacob was willing to leave. At no point did Jacob think of Laban as an enemy.
  • Do I recognize that if / when God blesses his people in financial matters it seldom comes overnight or without hard work, faith, and planning? Jacob, like Abraham before him, trusted God and worked hard over many years to generate his wealth. God blessed his hard work and it was fruitful. God does not reward laziness or lack of faith.

Yes, we can still get much wisdom to apply for our lives by reading and studying the Bible, all of it. I encourage you to spend time every day in God’s word. I have found it to be very fulfilling in my life and my relationship with God.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Ethics, Greed, Optimizing Life, Treasures In Heaven

Don’t Cause Others to Stumble: Jesus’ Response to the Temple Tax

As we read Matthew 17:24-27 we see Jesus’ response when confronted by others to pay a tax (to the temple, not Caesar) from which He is actually exempt. Jesus is very aware of creating a stumbling block for others and puts less emphasis on claiming His right to not pay.

24 On their arrival in Capernaum, the collectors of the Temple tax came to Peter and asked him, “Doesn’t your teacher pay the Temple tax?”

25 “Yes, he does,” Peter replied. Then he went into the house.

But before he had a chance to speak, Jesus asked him, “What do you think, Peter? Do kings tax their own people or the people they have conquered?”

26 “They tax the people they have conquered,” Peter replied.

“Well, then,” Jesus said, “the citizens are free! 27 However, we don’t want to offend them, so go down to the lake and throw in a line. Open the mouth of the first fish you catch, and you will find a large silver coin. Take it and pay the tax for both of us.”

My first observation is that it appears the collectors of the temple tax wasted no time in coming to find new visitors and ask them to pay the tax. There is no record here of a welcome or greeting of any kind but rather the focus is clearly on collecting their money.

Peter is caught off guard and appears to fib when confronted with the situation, as he was not sure how to respond.  It is worth noting, that if the Bible were a false record made up just to convince people Jesus was God then the disciples and followers would not honestly document so many times when they responded in the wrong way and made mistakes. These parts of scripture actually proclaim loudly the truth of the Biblical text.

When he approaches Jesus, likely trying to figure out how to broach the subject, Jesus already knows what happened and brings up the subject Himself. Just one more example indicating He is God and not just man.

At this point it is worth noting that the temple tax was deemed a measure of atonement for sin. As Jesus was free from sin, He could have rightly refused to pay it. Additionally, Jesus makes the point that God does not tax Himself anymore than a King taxes himself and thus Jesus would again be exempt.

However, Jesus was aware that refusing to pay the temple tax may stumble some and discourage them from following Him. The greater purpose directed Him to pay the tax even though He was exempt.

We also see that Jesus could have easily paid the tax without having this discussion with Peter. We see at the end how easily Jesus provided money when needed… and in such a memorable way.  It was not about the money. Jesus wanted to use this as a teachable moment for Peter and His other disciples and eventually all who read the Bible for generations to follow.

Each of us should reflect… when we decide whether or not to do something, do we only consider what is best for us or do we also consider how it may affect others? (e.g. Jesus paid the tax not because He was required to but because He did not want to stumble others.)

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org

Ethics, Greed, Optimizing Life

Financial Success and the Power of Peaceful Solutions

Human nature has not changed in thousands of years. When we experience God’s blessing and succeed, fools will look to  harm to us out of jealousy. The wise will instead seek to understand how we have prospered so they can learn and replicate it. In Genesis 26:12-25, Abimelech becomes concerned by Isaac’s great wealth and commands him to leave. While the situations we may face are likely to be different, the concepts are still similar.

Genesis 26:12-25

12 When Isaac planted his crops that year, he harvested a hundred times more grain than he planted, for the Lord blessed him. 13 He became a very rich man, and his wealth continued to grow. 14 He acquired so many flocks of sheep and goats, herds of cattle, and servants that the Philistines became jealous of him. 15 So the Philistines filled up all of Isaac’s wells with dirt. These were the wells that had been dug by the servants of his father, Abraham.

16 Finally, Abimelech ordered Isaac to leave the country. “Go somewhere else,” he said, “for you have become too powerful for us.”

17 So Isaac moved away to the Gerar Valley, where he set up their tents and settled down. 18 He reopened the wells his father had dug, which the Philistines had filled in after Abraham’s death. Isaac also restored the names Abraham had given them.

19 Isaac’s servants also dug in the Gerar Valley and discovered a well of fresh water. 20 But then the shepherds from Gerar came and claimed the spring. “This is our water,” they said, and they argued over it with Isaac’s herdsmen. So Isaac named the well Esek (which means “argument”). 21 Isaac’s men then dug another well, but again there was a dispute over it. So Isaac named it Sitnah (which means “hostility”). 22 Abandoning that one, Isaac moved on and dug another well. This time there was no dispute over it, so Isaac named the place Rehoboth (which means “open space”), for he said, “At last the Lord has created enough space for us to prosper in this land.”

23 From there Isaac moved to Beersheba, 24 where the Lord appeared to him on the night of his arrival. “I am the God of your father, Abraham,” he said. “Do not be afraid, for I am with you and will bless you. I will multiply your descendants, and they will become a great nation. I will do this because of my promise to Abraham, my servant.” 25 Then Isaac built an altar there and worshiped the Lord. He set up his camp at that place, and his servants dug another well.

Isaac respected Abimelech’s authority and relocated to where Abraham had previously settled. When he dug wells he was met with more adversity and hostility from those nearby who challenged his rights to the water there. Isaac avoided conflict again… and again… and eventually found open space. He gave glory to God. He was not complaining about all the hostility he faced but rather thanking God for providing space for him to occupy.

Later God revealed Himself to Isaac at Beersheba and affirmed the promise to Isaac that was first given to Abraham. Isaac responded by building an altar and worshiping God.

I have a lot of respect for Isaac in that He did not try to react in this situation to hostility with violence. He sought open space to peacefully flourish and God granted it to him. While there are times when it is appropriate to fight, as Abraham demonstrated in Genesis 14,  Isaac demonstrates that there are times when the best response is a peaceful one. In this case Isaac was in someone else’s land under Abimelech and then moving into land near where others already occupied. He avoided a conqueror mentality in both cases. With his great wealth it is reasonable to conclude he could have mustered a significant fighting force. Else, why would Abimelech have been concerned?

God provides many examples in scripture where fighting is appropriate and others where a peaceful solution is best. We should be careful not to gravitate to easily toward a one-size-fits-all  solution of violence or peace and try to fit it to every situation. Instead, we should study God’s word and seek Him in prayer for wisdom in how to respond to adversity and threats in our lives as individuals, families, and nations.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Optimizing Life, Treasures In Heaven

Unlocking the Path to Eternal Life: Insights from Jesus’ Encounter with the Rich Young Ruler

“What shall I do to inherit eternal life?” This question is incredibly important, and those who ask it genuinely seeking an answer have already started down the right track. They have acknowledged there is eternal life and not everyone gets there. Some will have eternal suffering instead. Let us review how Jesus answers this question when a rich young man asks Him.

Mark 10:17-31

The Rich Young Ruler

      17As He was setting out on a journey, a man ran up to Him and knelt before Him, and asked Him, “Good Teacher, what shall I do to inherit eternal life?” 18And Jesus said to him, “Why do you call Me good? No one is good except God alone. 19“You know the commandments, ‘DO NOT MURDER, DO NOT COMMIT ADULTERY, DO NOT STEAL, DO NOT BEAR FALSE WITNESS, Do not defraud, HONOR YOUR FATHER AND MOTHER.’” 20And he said to Him, “Teacher, I have kept all these things from my youth up.” 21Looking at him, Jesus felt a love for him and said to him, “One thing you lack: go and sell all you possess and give to the poor, and you will have treasure in heaven; and come, follow Me.” 22But at these words he was saddened, and he went away grieving, for he was one who owned much property.

      23And Jesus, looking around, said to His disciples, “How hard it will be for those who are wealthy to enter the kingdom of God!” 24The disciples were amazed at His words. But Jesus answered again and said to them, “Children, how hard it is to enter the kingdom of God! 25“It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” 26They were even more astonished and said to Him, “Then who can be saved?” 27Looking at them, Jesus said, “With people it is impossible, but not with God; for all things are possible with God.”

      28Peter began to say to Him, “Behold, we have left everything and followed You.” 29Jesus said, “Truly I say to you, there is no one who has left house or brothers or sisters or mother or father or children or farms, for My sake and for the gospel’s sake, 30but that he will receive a hundred times as much now in the present age, houses and brothers and sisters and mothers and children and farms, along with persecutions; and in the age to come, eternal life. 31“But many who are first will be last, and the last, first.”

The rich young ruler was not far from the kingdom of heaven. He knew the commandments and he knew Jesus was the right person to ask. Clearly he did not fully understand the significance of obeying the commandments, as he felt that he had obeyed them sufficiently well throughout his life. None can truly accomplish this, when we fully consider how to apply this law according to Jesus, Himself (Matthew 5:21-48). However, he was looking in the right places for the answer.

Jesus did not even break stride in the conversation to explain what it means to truly follow the full standard of God’s commandments. He already knew where the man was failing in his devotion to God. For this specific individual, it was love of money. Jesus never called everyone to give away their money, it is not required. He knew this individual had that as his primary remaining barrier to following God. Sadly, the man went away grieving rather than following after Jesus.

Jesus, never wanting to let a teaching opportunity by wasted, spoke further with His disciples on the subject. He pointed out how hard it is for many that have money to choose to serve God instead of money. We can not serve both (Matthew 6:24). However, there is hope. No matter what personal obstacle stands in our way, we have hope with God that we can overcome it and follow Jesus.

27Looking at them, Jesus said, “With people it is impossible, but not with God; for all things are possible with God.”

We can also be encouraged that whatever it is that we give up in order to follow Jesus, we will not regret it. We will be rewarded for our devotion and loyalty to God, more than we could imagine.

[This article was developed in partnership with HearingFromJesus.org.]

Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Control Debt, Control Spending, Ethics, Generate Income, Greed, Optimizing Life, Proverbs, Saving

Take A Lesson From The Ants

Many times, Biblical wisdom regarding finances is wrapped up and integrated in scripture that speaks broadly to how we should (and should not) live our lives. I like to review and share these passages as they are in that it is very reflective of real-life experiences. Often the issues associated with finances are integrated and inseparable from other issues which influence them. For example, earning money is tied to not being lazy. Similarly, treating people God’s way may be a part of your financial decisions as opposed to “getting more money at all costs” such as taking advantage of others or lying to them.

The wisdom in Proverbs 6 is as relevant today as it was when it was written. Please read it slowly and thoughtfully. Avoid reading so fast that you can not dwell on the message contained here. Allow God to speak to you for your life and the lives of those you may be able to help.

Proverbs 6

6 My child, if you have put up security for a friend’s debt
    or agreed to guarantee the debt of a stranger—
2 if you have trapped yourself by your agreement
    and are caught by what you said—
3 follow my advice and save yourself,
    for you have placed yourself at your friend’s mercy.
Now swallow your pride;
    go and beg to have your name erased.
4 Don’t put it off; do it now!
    Don’t rest until you do.
5 Save yourself like a gazelle escaping from a hunter,
    like a bird fleeing from a net.

6 Take a lesson from the ants, you lazybones.
    Learn from their ways and become wise!
7 Though they have no prince
    or governor or ruler to make them work,
8 they labor hard all summer,
    gathering food for the winter.
9 But you, lazybones, how long will you sleep?
    When will you wake up?
10 A little extra sleep, a little more slumber,
    a little folding of the hands to rest—
11 then poverty will pounce on you like a bandit;
    scarcity will attack you like an armed robber.

12 What are worthless and wicked people like?
    They are constant liars,
13 signaling their deceit with a wink of the eye,
    a nudge of the foot, or the wiggle of fingers.
14 Their perverted hearts plot evil,
    and they constantly stir up trouble.
15 But they will be destroyed suddenly,
    broken in an instant beyond all hope of healing.

16 There are six things the Lord hates—
    no, seven things he detests:
17 haughty eyes,
    a lying tongue,
    hands that kill the innocent,
18 a heart that plots evil,
    feet that race to do wrong,
19 a false witness who pours out lies,
    a person who sows discord in a family.

20 My son, obey your father’s commands,
    and don’t neglect your mother’s instruction.
21 Keep their words always in your heart.
    Tie them around your neck.
22 When you walk, their counsel will lead you.
    When you sleep, they will protect you.
    When you wake up, they will advise you.
23 For their command is a lamp
    and their instruction a light;
their corrective discipline
    is the way to life.
24 It will keep you from the immoral woman,
    from the smooth tongue of a promiscuous woman.
25 Don’t lust for her beauty.
    Don’t let her coy glances seduce you.
26 For a prostitute will bring you to poverty,
    but sleeping with another man’s wife will cost you your life.
27 Can a man scoop a flame into his lap
    and not have his clothes catch on fire?
28 Can he walk on hot coals
    and not blister his feet?
29 So it is with the man who sleeps with another man’s wife.
    He who embraces her will not go unpunished.

30 Excuses might be found for a thief
    who steals because he is starving.
31 But if he is caught, he must pay back seven times what he stole,
    even if he has to sell everything in his house.
32 But the man who commits adultery is an utter fool,
    for he destroys himself.
33 He will be wounded and disgraced.
    His shame will never be erased.
34 For the woman’s jealous husband will be furious,
    and he will show no mercy when he takes revenge.
35 He will accept no compensation,
    nor be satisfied with a payoff of any size.

Such a clear and relevant passage, rather than add to it, I encourage you each to read it again, slowly… thinking about each line and how it may apply to you or those you may be able to help.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Greed, Optimizing Life, Plan Carefully and Seek Wise Advice, Treasures In Heaven

Living Beyond Worry: Trusting God’s Provision for Your Needs

Jesus speaks to us in Matthew 6:19-34 about a righteous attitude toward money and possessions and also reminds us how important it is that we ensure we are following God’s instruction, God’s light,  to guide our path.

19 “Don’t store up treasures here on earth, where moths eat them and rust destroys them, and where thieves break in and steal. 20 Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal. 21 Wherever your treasure is, there the desires of your heart will also be.

22 “Your eye is a lamp that provides light for your body. When your eye is good, your whole body is filled with light. 23 But when your eye is bad, your whole body is filled with darkness. And if the light you think you have is actually darkness, how deep that darkness is!

24 “No one can serve two masters. For you will hate one and love the other; you will be devoted to one and despise the other. You cannot serve both God and money.

25 “That is why I tell you not to worry about everyday life—whether you have enough food and drink, or enough clothes to wear. Isn’t life more than food, and your body more than clothing? 26 Look at the birds. They don’t plant or harvest or store food in barns, for your heavenly Father feeds them. And aren’t you far more valuable to him than they are? 27 Can all your worries add a single moment to your life?

28 “And why worry about your clothing? Look at the lilies of the field and how they grow. They don’t work or make their clothing, 29 yet Solomon in all his glory was not dressed as beautifully as they are. 30 And if God cares so wonderfully for wildflowers that are here today and thrown into the fire tomorrow, he will certainly care for you. Why do you have so little faith?

31 “So don’t worry about these things, saying, ‘What will we eat? What will we drink? What will we wear?’ 32 These things dominate the thoughts of unbelievers, but your heavenly Father already knows all your needs. 33 Seek the Kingdom of God[e] above all else, and live righteously, and he will give you everything you need.

34 “So don’t worry about tomorrow, for tomorrow will bring its own worries. Today’s trouble is enough for today.

Jesus reminds us that if we focus our time and energy on generating money and possessions in this world, we are focusing on the wrong things. Money and possessions are temporary. They will not last. We can not serve both money and God. One or the other may be our master, but not both.

While it is right to plan for the future, worrying about tomorrow is not helpful. It can not add a single moment to our lives, and if you study the adverse health impacts of stress you come to realize that worry may actually shorten our lives or negatively impact our health. We must put our trust in God… the creator of the universe who loves each of us individually us as a father loves a child.

Jesus reminds us also that those who think they see the light clearly… understand right and wrong… understand God and His will… but do not truly know Him are in trouble. They are in utter darkness, but not even searching for the true light to guide their path for they think they already have it. To ensure we stay connected to God’s will we must anchor our understanding of His character and will in the Bible and have an active, personal prayer life to come humbly before our lord and savior on a regular basis.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Ethics, Optimizing Life, Treasures In Heaven

Yeshua’s Radical Standard: How He Challenges Us to Treat Others

Yeshua sets a high bar when He instructs His followers on proper behavior in how they are to treat one another. We are to engage others using a very challenging and selfless standard He lays out for us in Luke 6. Ultimately we are instructed to treat other by the same standard we want God to apply to ourselves.

Luke 6:27-38

    27“But I say to you who hear, love your enemies, do good to those who hate you, 28bless those who curse you, pray for those who mistreat you. 29“Whoever hits you on the cheek, offer him the other also; and whoever takes away your coat, do not withhold your shirt from him either. 30“Give to everyone who asks of you, and whoever takes away what is yours, do not demand it back. 31“Treat others the same way you want them to treat you. 32“If you love those who love you, what credit is that to you? For even sinners love those who love them. 33“If you do good to those who do good to you, what credit is that to you? For even sinners do the same. 34“If you lend to those from whom you expect to receive, what credit is that to you? Even sinners lend to sinners in order to receive back the same amount. 35“But love your enemies, and do good, and lend, expecting nothing in return; and your reward will be great, and you will be sons of the Most High; for He Himself is kind to ungrateful and evil men. 36“Be merciful, just as your Father is merciful.

      37“Do not judge, and you will not be judged; and do not condemn, and you will not be condemned; pardon, and you will be pardoned. 38“Give, and it will be given to you. They will pour into your lap a good measure—pressed down, shaken together, and running over. For by your standard of measure it will be measured to you in return.”

The closing line says it all… we are to treat others by the same standard we wish for God to use in His relationship with us. Take time to dwell on that and truly allow yourself the humility to accept where you are not living up to the right standard. I clearly have room to go in this area. There is more grace and mercy I can pour out to others in my relationship with them… more love… more giving. I pray the Holy Spirit helps me and I know He will, because He always does. Praise God He is so compassionate and loving and filled with mercy and grace in His relationship with me. Let me be so to others.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Greed, Guiding Framework, Treasures In Heaven

In God We Trust Indeed… Not In Money

It is far too common that we trust more in our money than in our Creator. Money in the bank helps us feel secure. High salaries help us feel confident and self-sufficient. We must be cautious to use money righteously, as a tool, but to trust only in our Father in heaven.

Psalm 49

The Folly of Trusting in Riches.

For the choir director. A Psalm of the sons of Korah.

     1Hear this, all peoples;
Give ear, all inhabitants of the world,

      2Both low and high,
Rich and poor together.

      3My mouth will speak wisdom,
And the meditation of my heart will be understanding.

      4I will incline my ear to a proverb;
I will express my riddle on the harp.

      5Why should I fear in days of adversity,
When the iniquity of my foes surrounds me,

      6Even those who trust in their wealth
And boast in the abundance of their riches?

      7No man can by any means redeem his brother
Or give to God a ransom for him—

      8For the redemption of his soul is costly,
And he should cease trying forever—

      9That he should live on eternally,
That he should not undergo decay.

      10For he sees that even wise men die;
The stupid and the senseless alike perish
And leave their wealth to others.

      11Their inner thought is that their houses are forever
And their dwelling places to all generations;
They have called their lands after their own names.

      12But man in his pomp will not endure;
He is like the beasts that perish.

      13This is the way of those who are foolish,
And of those after them who approve their words.

Selah.

      14As sheep they are appointed for Sheol;
Death shall be their shepherd;
And the upright shall rule over them in the morning,
And their form shall be for Sheol to consume
So that they have no habitation.

      15But God will redeem my soul from the power of Sheol,
For He will receive me.

Selah.

      16Do not be afraid when a man becomes rich,
When the glory of his house is increased;

      17For when he dies he will carry nothing away;
His glory will not descend after him.

      18Though while he lives he congratulates himself—
And though men praise you when you do well for yourself—

      19He shall go to the generation of his fathers;
They will never see the light.

      20Man in his pomp, yet without understanding,
Is like the beasts that perish.

We all perish. Money will then be worthless, even if we managed to accumulate a bunch of it. Money can not help us enter into the kingdom of heaven. Put your trust in Jehovah, money is but a tool He can use to bless us or a trap Satan can use to tempt us.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Control Debt, Control Spending, Diversification, Ethics, False Teaching, Generate Income, Greed, Optimizing Life, Plan Carefully and Seek Wise Advice, Saving, Speculative Investment, Stewardship, Treasures In Heaven

Biblical Guiding Framework For Financial Freedom

God lays out important principles for managing finances in the Bible. He wants His people to be wise stewards of the resources He provides.

In this article we lay out a high level framework that  provides valuable insight for those who take time to genuinely understand and apply it. I have paired the elements of the framework with some of the scriptures that support them, but there are many other scriptures that could be added.

You can also check out our Resources section of the website for other organizations with a great depth of material on this subject.

1 – Earn Money: Develop a skill and work hard to generate income.

  • Colossians 3:23 – Work willingly at whatever you do, as though you were working for the Lord rather than for people.
  • Proverbs 6:9-11 – But you, lazybones, how long will you sleep? When will you wake up? 10 A little extra sleep, a little more slumber, a little folding of the hands to rest— 11 then poverty will pounce on you like a bandit; scarcity will attack you like an armed robber.

2 – Control Spending:  Set a budget that matches your income and stick to it in order to control spending. This budget should include short term “monthly expenses” but also saving ahead for long term expenses like a house, university education, future medical expenses, retirement, and contingency funds for the unknown.

  • Proverbs 6:6-8 – 6 Take a lesson from the ants, you lazybones. Learn from their ways and become wise! 7 Though they have no prince or governor or ruler to make them work, 8 they labor hard all summer, gathering food for the winter.

3 – Control Debt: Carefully consider any debt before committing.

  • Proverbs 22:7 – Just as the rich rule the poor, so the borrower is servant to the lender.
  • Romans 13:8 – Owe nothing to anyone—except for your obligation to love one another.

4 – Invest: Choose to invest your financial resources for growth. Don’t stuff your mattress with cash in hopes of avoiding risk.

  • Matthew 25:14-30 – Jesus teaches us through the parable of the talents. Click the link to read the scripture.
  • Ecclesiastes 11:1 – Send your grain across the seas, and in time, profits will flow back to you.

5 – Diversify Investments: Diversify investments to manage risks.

  • Ecclesiastes 11:2 – But divide your investments among many places, for you do not know what risks might lie ahead.

6 –Consider Carefully and Seek Wise Counsel: Whether choosing how you will earn income, how to control spending or debt, or how to invest to grow your finances you should carefully consider your strategy and seek wise counsel.

  • Proverbs 22:3 – A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.
  • Proverbs 15:22 – Plans go wrong for lack of advice; many advisers bring success
  • Proverbs 14:15 – Only simpletons believe everything they’re told! The prudent carefully consider their steps.

7 – Steward Your Financial Strategy: Once you establish your financial strategy you must periodically review and analyze all elements to ensure you are following it and it is effective. This applies to earning income, spending, debt, and investment.

  • Matthew 25:14-30 – Jesus teaches us through the parable of the talents not only that we should invest, but that a good steward periodically checks on the effectiveness of his investments and makes adjustments according to their performance.

8 – Ethics: Following God’s instruction in how we manage our finances is more important than the actual dollars themselves.

  • Proverbs 22:1 – Choose a good reputation over great riches; being held in high esteem is better than silver or gold.
  • Proverbs 22:5 – Corrupt people walk a thorny, treacherous road; whoever values life will avoid it.
  • Ecclesiastes 12:13 – That’s the whole story. Here now is my final conclusion: Fear God and obey his commands, for this is everyone’s duty.

9 – Do Not Be Greedy: To those who love money, they will never have enough. Money is a tool to serve God and to support yourself and your family. The draw to “get rich quick” brings much risk.

  • 1 Timothy 6:10 –  For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.
  • Ecclesiastes 5:10 – Those who love money will never have enough. How meaningless to think that wealth brings true happiness!

10 – Store Up Treasure in Heaven

  • Matthew 6:20 – Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal.
  • 2 Corinthians 9:7 –  You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. “For God loves a person who gives cheerfully.”
  • Proverbs 22:9 – Blessed are those who are generous, because they feed the poor

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .