Category Archives: Ethics

Ethics, Generate Income, Plan Carefully and Seek Wise Advice, Proverbs, Treasures In Heaven

Timeless Wisdom for Prosperity and Fulfillment

I am a believer that everyone would do well to read through Proverbs on a recurring basis. Don’t read it once and walk away for years or even months. It is rich with very actionable advice and warnings to help us in life and often very specifically in finances.

Proverbs 14.

Fools often bring trouble on themselves, while the wise avoid it with a healthy fear and respect for the Lord.

1The wise woman builds her house,
But the foolish tears it down with her own hands.

2He who walks in his uprightness fears the LORD,
But he who is devious in his ways despises Him.

3In the mouth of the foolish is a rod for his back,
But the lips of the wise will protect them.

It is understandable to look for ways to save time and energy by reducing the work we need to do… but do not let laziness get in the way of your prospering. Some work is required if you are to do well financially.

4Where no oxen are, the manger is clean,
But much revenue comes by the strength of the ox.

Do not lie.

5A trustworthy witness will not lie,
But a false witness utters lies.

Seek understanding. This means you must be humble enough to admit you don’t already have all the answers. You must be willing to admit mistakes and learn. The scoffer mocks others rather than thoughtfully considering a situation and learning from it and thus finds no wisdom. Similarly, don’t hang out with fools or you will share their folly.

6A scoffer seeks wisdom and finds none,
But knowledge is easy to one who has understanding.

7Leave the presence of a fool,
Or you will not discern words of knowledge.

8The wisdom of the sensible is to understand his way,
But the foolishness of fools is deceit.

9Fools mock at sin,
But among the upright there is good will.

Seek God’s way rather than your own. He will lead you through righteousness to the path of life and joy.

10The heart knows its own bitterness,
And a stranger does not share its joy.

11The house of the wicked will be destroyed,
But the tent of the upright will flourish.

12There is a way which seems right to a man,
But its end is the way of death.

It is hard to know what someone is really going through or what journey God is leading them on by a quick glance or brief touchpoint. Plug in with those you love and truly engage in a personal way to encourage and support them. Often the Lord leads us to joy at the end of a painful journey.

13Even in laughter the heart may be in pain,
And the end of joy may be grief.

Those who follow after God find satisfaction, but those who go their own way will find empty and unfulfilling results.

14The backslider in heart will have his fill of his own ways,
But a good man will be satisfied with his.

God did not give us such a wonderful creation as a mind of a human just to “turn it off” and believe everything someone tells you. In a world full of evil and selfishness we do well to consider our steps carefully in reference to God’s word. If we choose to act as naïve, the sour results are as much our fault as those who take advantage of us.

15The naive believes everything,
But the sensible man considers his steps.

16A wise man is cautious and turns away from evil,
But a fool is arrogant and careless.

17A quick-tempered man acts foolishly,
And a man of evil devices is hated.

18The naive inherit foolishness,
But the sensible are crowned with knowledge.

God reassures us that ultimately the good will be rewarded and the wicked held accountable. We may not see or recognize how and when, but we can trust that it is so.

19The evil will bow down before the good,
And the wicked at the gates of the righteous.

Be aware of sinful human nature. Many will pretend to be friends with the rich for their own benefit. Few, and godly, are those who truly show God’s love to the poor.

20The poor is hated even by his neighbor,
But those who love the rich are many.

21He who despises his neighbor sins,
But happy is he who is gracious to the poor.

Devise good rather than evil. Do so out of motivation to glorify God and not out of your own self interest.

22Will they not go astray who devise evil?
But kindness and truth will be to those who devise good.

The lazy ultimately hold them selves accountable via their own poverty, whether or not they recognize it. It is not exclusively “someone else’s fault”. Work is required to prosper.

23In all labor there is profit,
But mere talk leads only to poverty.

The greatest prize for the wise is godly wisdom itself, rather than financial gain.

24The crown of the wise is their riches,
But the folly of fools is foolishness.

Again… don’t lie. God does not like it.

25A truthful witness saves lives,
But he who utters lies is treacherous.

It is actually healthy to have a reverence or even fear of God. Recognizing that displeasing Him is worse than displeasing men can help us stand in confidence to do what is right and avoid Satan’s traps.

26In the fear of the LORD there is strong confidence,
And his children will have refuge.

27The fear of the LORD is a fountain of life,
That one may avoid the snares of death.

Rulers and leaders of nations should treat their people well, for it is from their people that they derive their strength and power and prosper themselves. If the people collapse, the government has nothing.

28In a multitude of people is a king’s glory,
But in the dearth of people is a prince’s ruin.

To be slow to anger is to demonstrate a wise and godly trait and follow our Father’s example. It benefits us richly.

29He who is slow to anger has great understanding,
But he who is quick-tempered exalts folly.

Find peace and contentment in what God provides you. Do not always be chasing something you do not have and do not need.

30A tranquil heart is life to the body,
But passion is rottenness to the bones.

Again… the godly are gracious to the needy.

31He who oppresses the poor taunts his Maker,
But he who is gracious to the needy honors Him.

Again… the wicked will be held to account for their actions and the righteous rewarded.

32The wicked is thrust down by his wrongdoing,
But the righteous has a refuge when he dies.

Again… seek godly wisdom. Do not be content to remain a fool, even if deemed wise by the world.

33Wisdom rests in the heart of one who has understanding,
But in the hearts of fools it is made known.

Righteousness exalts a nation and sin disgraces it. Remember, however, that God defines what is righteous and what is sin. The people themselves do not get a vote or voice in it. If they redefine righteousness they do so at their own peril as a nation and will fool only themselves and like minded fools.

34Righteousness exalts a nation,
But sin is a disgrace to any people.

Be not ashamed of being a servant, whether to God or to an employer or to your family. Focus on acting wisely and pleasing your “master”.

35The king’s favor is toward a servant who acts wisely,
But his anger is toward him who acts shamefully.

Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Blessing or Curse, Ethics, Optimizing Life, Treasures In Heaven

Seeking God’s Path: Lessons from Jehoshaphat’s Successes and Mistakes

We will not always be able to directly relate some of the historical accounts in the Bible to application in our own lives. Often it requires a little context and reflection. For example, there is much in the book of Kings and Chronicles, but the great majority of us are not literal kings. We must instead relate to it as any position of authority in business or personal life and not literally only “king”. We look to see how their choices for relationship with God affected their outcomes, without getting distracted that they may be talking about invasion and defending a nation and we may have a much smaller scope of affairs. The lessons are just as important and applicable!

As we read about Jehoshaphat, consider his walk with God and with man and see how he prospered and stumbled.

Jehoshaphat started by following a righteous example of David’s earlier days and God was with him and blessed him.

 2 Chronicles 17:3-6

 3The LORD was with Jehoshaphat because he followed the example of his father David’s earlier days and did not seek the Baals, 4but sought the God of his father, followed His commandments, and did not act as Israel did. 5So the LORD established the kingdom in his control, and all Judah brought tribute to Jehoshaphat, and he had great riches and honor. 6He took great pride in the ways of the LORD and again removed the high places and the Asherim from Judah.

However, later, Jehoshaphat chose to ally himself with the wicked and worldly rather than the righteous. This may have appeared to be a reasonable decision at first as it was to help prevent war, but if you read along through all of 2 Chronicles, you see how that led to his then going to join the wicked in their fights.

2 Chronicles 18:1

 1Now Jehoshaphat had great riches and honor; and he allied himself by marriage with Ahab.

Even when Jehoshaphat asked for a prophet of God, he did not heed the word of God delivered. He was drawn into the earthly alliance instead. Reading 2 Chronicles 18 we can see the full record of how the battle went and also with the warning of the prophet. It did not go well.

God spared Jehoshaphat’s life in the battle as he cried out to Him. It was gracious and merciful. However, we see two important follow ups in 2 Chronicles 19… the LORD rebukes Jehoshaphat and Jehoshaphat repents and applies his learning diligently to running his kingdom going forward.

2 Chronicles 19

Jehu Rebukes Jehoshaphat

      1Then Jehoshaphat the king of Judah returned in safety to his house in Jerusalem. 2Jehu the son of Hanani the seer went out to meet him and said to King Jehoshaphat, “Should you help the wicked and love those who hate the LORD and so bring wrath on yourself from the LORD? 3“But there is some good in you, for you have removed the Asheroth from the land and you have set your heart to seek God.”

      4So Jehoshaphat lived in Jerusalem and went out again among the people from Beersheba to the hill country of Ephraim and brought them back to the LORD, the God of their fathers.

Reforms Instituted

      5He appointed judges in the land in all the fortified cities of Judah, city by city. 6He said to the judges, “Consider what you are doing, for you do not judge for man but for the LORD who is with you when you render judgment. 7“Now then let the fear of the LORD be upon you; be very careful what you do, for the LORD our God will have no part in unrighteousness or partiality or the taking of a bribe.”

      8In Jerusalem also Jehoshaphat appointed some of the Levites and priests, and some of the heads of the fathers’ households of Israel, for the judgment of the LORD and to judge disputes among the inhabitants of Jerusalem. 9Then he charged them saying, “Thus you shall do in the fear of the LORD, faithfully and wholeheartedly. 10“Whenever any dispute comes to you from your brethren who live in their cities, between blood and blood, between law and commandment, statutes and ordinances, you shall warn them so that they may not be guilty before the LORD, and wrath may not come on you and your brethren. Thus you shall do and you will not be guilty. 11“Behold, Amariah the chief priest will be over you in all that pertains to the LORD, and Zebadiah the son of Ishmael, the ruler of the house of Judah, in all that pertains to the king. Also the Levites shall be officers before you. Act resolutely, and the LORD be with the upright.”

Prayerfully reflect on how these principles apply in your life. It could be a business partnership or an employer for whom you work, rather than a wicked king, that draws you away from your righteous walk. Take caution and evaluate. Share what God brings to your mind with a trusted mentor, spouse, or friend. Get an external perspective, but be careful not to pick someone who just rationalizes what is “normal” in the world of business instead of what is right according to God’s word. Anchor in the Bible and test your circumstances, not anchor in “normal” ways of men and rationalize why it is ok to be different than biblical principle.

This article was developed in partnership with HearingFromJesus.org.

Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Ethics, Generate Income, Plan Carefully and Seek Wise Advice, Proverbs

Seek Wisdom Through God’s Word

Consistently reading and meditating on God’s word in Proverbs, and then actually applying it in our lives can bring a great harvest in our lives. Our Father has provided us with this depth of reference material on our relationships with others, with God, and even in our own personal choices. As human nature (and God’s nature) have not and will not change, this is never obsolete. Take care not to assume it has no relevance for today. Read carefully and with a humble heart such that the Spirit may use the scriptures to guide you personally in its application for your life.

I have included the verses most related to managing our finances, but always encourage you to read through the whole chapter.

Proverbs 13

4The soul of the sluggard craves and gets nothing,
But the soul of the diligent is made fat.

7There is one who pretends to be rich, but has nothing;
Another pretends to be poor, but has great wealth.

8The ransom of a man’s life is his wealth,
But the poor hears no rebuke.

10Through insolence comes nothing but strife,
But wisdom is with those who receive counsel.

11Wealth obtained by fraud dwindles,
But the one who gathers by labor increases it.

13The one who despises the word will be in debt to it,
But the one who fears the commandment will be rewarded.

14The teaching of the wise is a fountain of life,
To turn aside from the snares of death.

16Every prudent man acts with knowledge,
But a fool displays folly.

18Poverty and shame will come to him who neglects discipline,
But he who regards reproof will be honored.

20He who walks with wise men will be wise,
But the companion of fools will suffer harm.

21Adversity pursues sinners,
But the righteous will be rewarded with prosperity.

22A good man leaves an inheritance to his children’s children,
And the wealth of the sinner is stored up for the righteous.

23Abundant food is in the fallow ground of the poor,
But it is swept away by injustice.

25The righteous has enough to satisfy his appetite,
But the stomach of the wicked is in need.

The righteous has enough to satisfy his appetite. God will provide for the righteous to have “enough” and due to a righteous attitude they know to be content, rather than always wanting more. It is not a promise that we will have everything we want, but rather that we will simply have enough. With the help of the Spirit… “enough” can satisfy. I believe this applies for more than just food in God’s promises for His people.

Which verse(s) is the Spirit bringing to your attention and focus? Dwell on them and pray about it. Ask God to show you and help you make changes in your life.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Control Debt, Control Spending, Ethics, Generate Income, Greed, Investing, Optimizing Life, Plan Carefully and Seek Wise Advice, Saving, Stewardship, Treasures In Heaven

Biblical Guiding Framework For Financial Freedom

God lays out important principles for managing finances in the Bible. He wants His people to be wise stewards of the resources He provides.

In this article, we lay out a high-level framework that provides valuable insight for those who take the time to genuinely understand and apply it. I have paired the elements of the framework with some of the scriptures that support them, but there are many other scriptures that could be added.

You can also check out our Resources section of the website for other organizations with a great depth of material on this subject.

1 – Earn Money: Develop skill and work hard to generate income.

  • Colossians 3:23 – Work willingly at whatever you do, as though you were working for the Lord rather than for people.
  • Proverbs 6:9-11 – But you, lazybones, how long will you sleep? When will you wake up? 10 A little extra sleep, a little more slumber, a little folding of the hands to rest— 11 then poverty will pounce on you like a bandit; scarcity will attack you like an armed robber.

2 – Control Spending:  Set a budget that matches your income and stick to it in order to control spending. This budget should include short term “monthly expenses” but also saving ahead for long term expenses like a house, university education, future medical expenses, retirement, and contingency funds for the unknown.

  • Proverbs 6:6-8 – 6 Take a lesson from the ants, you lazybones. Learn from their ways and become wise! 7 Though they have no prince or governor or ruler to make them work, 8 they labor hard all summer, gathering food for the winter.

3 – Control Debt: Carefully consider any debt before committing.

  • Proverbs 22:7 – Just as the rich rule the poor, so the borrower is servant to the lender.
  • Romans 13:8 – Owe nothing to anyone—except for your obligation to love one another.

4 – Invest: Choose to invest your financial resources for growth. Don’t stuff your mattress with cash in hopes of avoiding risk.

  • Matthew 25:14-30 – Jesus teaches us through the parable of the talents. Click the link to read the scripture.
  • Ecclesiastes 11:1 – Send your grain across the seas, and in time, profits will flow back to you.

5 – Diversify Investments: Diversify investments to manage risks.

  • Ecclesiastes 11:2 – But divide your investments among many places, for you do not know what risks might lie ahead.

6 –Consider Carefully and Seek Wise Counsel: Whether choosing how you will earn income, how to control spending or debt, or how to invest to grow your finances you should carefully consider your strategy and seek wise counsel.

  • Proverbs 22:3 – A prudent person foresees danger and takes precautions. The simpleton goes blindly on and suffers the consequences.
  • Proverbs 15:22 – Plans go wrong for lack of advice; many advisers bring success
  • Proverbs 14:15 – Only simpletons believe everything they’re told! The prudent carefully consider their steps.

7 – Steward Your Financial Strategy: Once you establish your financial strategy you must periodically review and analyze all elements to ensure you are following it and it is effective. This applies to earning income, spending, debt, and investment.

  • Matthew 25:14-30 – Jesus teaches us through the parable of the talents not only that we should invest, but that a good steward periodically checks on the effectiveness of his investments and makes adjustments according to their performance.

8 – Ethics: Following God’s instruction in how we manage our finances is more important than the actual dollars themselves.

  • Proverbs 22:1 – Choose a good reputation over great riches; being held in high esteem is better than silver or gold.
  • Proverbs 22:5 – Corrupt people walk a thorny, treacherous road; whoever values life will avoid it.
  • Ecclesiastes 12:13 – That’s the whole story. Here now is my final conclusion: Fear God and obey his commands, for this is everyone’s duty.

9 – Do Not Be Greedy: To those who love money, they will never have enough. Money is a tool to serve God and to support yourself and your family. The draw to “get rich quick” brings much risk.

  • 1 Timothy 6:10 –  For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows.
  • Ecclesiastes 5:10 – Those who love money will never have enough. How meaningless to think that wealth brings true happiness!

10 – Store Up Treasure in Heaven

  • Matthew 6:20 – Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal.
  • 2 Corinthians 9:7 –  You must each decide in your heart how much to give. And don’t give reluctantly or in response to pressure. “For God loves a person who gives cheerfully.”
  • Proverbs 22:9 – Blessed are those who are generous, because they feed the poor

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Ethics, Greed, Plan Carefully and Seek Wise Advice, Proverbs

Seeking Righteousness and the Path to Abundant Life

We should caution ourselves to be thoughtful, prayerful, and humble while we read the wisdom of Proverbs. Read it slowly, verse by verse, seeking to soak it in and meditate on it. If we read it quickly and without thought we miss the point and we get no wiser. Be as a wise man, who listens to counsel and becomes wiser. I have selected the verses that can relate to finances, but encourage you to click the link and read through the whole chapter.

Proverbs 12

Contrast the Upright and the Wicked

1Whoever loves discipline loves knowledge,
But he who hates reproof is stupid.

5The thoughts of the righteous are just,
But the counsels of the wicked are deceitful.

9Better is he who is lightly esteemed and has a servant
Than he who honors himself and lacks bread.

11He who tills his land will have plenty of bread,
But he who pursues worthless things lacks sense.

12The wicked man desires the booty of evil men,
But the root of the righteous yields fruit.

15The way of a fool is right in his own eyes,
But a wise man is he who listens to counsel.

17He who speaks truth tells what is right,
But a false witness, deceit.

19Truthful lips will be established forever,
But a lying tongue is only for a moment.

20Deceit is in the heart of those who devise evil,
But counselors of peace have joy.

21No harm befalls the righteous,
But the wicked are filled with trouble.

22Lying lips are an abomination to the LORD,
But those who deal faithfully are His delight.

24The hand of the diligent will rule,
But the slack hand will be put to forced labor.

26The righteous is a guide to his neighbor,
But the way of the wicked leads them astray.

27A lazy man does not roast his prey,
But the precious possession of a man is diligence.

28In the way of righteousness is life,
And in its pathway there is no death.

Reflect on the last verse for awhile… “In the way of righteousness is life, and in its pathway there is no death.” Should we not all seek righteousness, not only to know it but to live it? Pray for God’s help and be humble enough to admit areas where you need to change and then change. Choose to follow after God rather than our own selfish nature.

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Remember that all you have belongs to God. Manage your money God’s way and use it for His glory rather than your own. Visit GrowGodsMoney.org .

Ethics, Generate Income, Greed, Optimizing Life, Proverbs

Beyond Material Wealth: Discover Satisfaction in God’s Wisdom

Proverbs is a timeless book… so relevant for today that it needs little introduction. Pray that God would allow the Holy Spirit to enlighten and guide you to understand the message here. Try not to hurry in reading this but pause and reflect after each thought. Ask yourself “How does this apply to me?” and “How does this apply to our nation or the world?”

Proverbs 10

Contrast of the Righteous and the Wicked

      1The proverbs of Solomon.
A wise son makes a father glad,
But a foolish son is a grief to his mother.

      2Ill-gotten gains do not profit,
But righteousness delivers from death.

      3The LORD will not allow the righteous to hunger,
But He will reject the craving of the wicked.

      4Poor is he who works with a negligent hand,
But the hand of the diligent makes rich.

      5He who gathers in summer is a son who acts wisely,
But he who sleeps in harvest is a son who acts shamefully.

      6Blessings are on the head of the righteous,
But the mouth of the wicked conceals violence.

      7The memory of the righteous is blessed,
But the name of the wicked will rot.

      8The wise of heart will receive commands,
But a babbling fool will be ruined.

      9He who walks in integrity walks securely,
But he who perverts his ways will be found out.

      10He who winks the eye causes trouble,
And a babbling fool will be ruined.

      11The mouth of the righteous is a fountain of life,
But the mouth of the wicked conceals violence.

      12Hatred stirs up strife,
But love covers all transgressions.

      13On the lips of the discerning, wisdom is found,
But a rod is for the back of him who lacks understanding.

      14Wise men store up knowledge,
But with the mouth of the foolish, ruin is at hand.

      15The rich man’s wealth is his fortress,
The ruin of the poor is their poverty.

      16The wages of the righteous is life,
The income of the wicked, punishment.

      17He is on the path of life who heeds instruction,
But he who ignores reproof goes astray.

      18He who conceals hatred has lying lips,
And he who spreads slander is a fool.

      19When there are many words, transgression is unavoidable,
But he who restrains his lips is wise.

      20The tongue of the righteous is as choice silver,
The heart of the wicked is worth little.

      21The lips of the righteous feed many,
But fools die for lack of understanding.

      22It is the blessing of the LORD that makes rich,
And He adds no sorrow to it.

      23Doing wickedness is like sport to a fool,
And so is wisdom to a man of understanding.

      24What the wicked fears will come upon him,
But the desire of the righteous will be granted.

      25When the whirlwind passes, the wicked is no more,
But the righteous has an everlasting foundation.

      26Like vinegar to the teeth and smoke to the eyes,
So is the lazy one to those who send him.

      27The fear of the LORD prolongs life,
But the years of the wicked will be shortened.

      28The hope of the righteous is gladness,
But the expectation of the wicked perishes.

      29The way of the LORD is a stronghold to the upright,
But ruin to the workers of iniquity.

      30The righteous will never be shaken,
But the wicked will not dwell in the land.

      31The mouth of the righteous flows with wisdom,
But the perverted tongue will be cut out.

      32The lips of the righteous bring forth what is acceptable,
But the mouth of the wicked what is perverted.

It is easy to skip through these quickly with a smirk and a recognition that they are true and wise, but fail to apply them personally in your own life. I encourage each of you to read through this more than once and pause on each thought, seeking God’s wisdom to enlighten you on how to apply it to the specific situations in your  personal life and the lives of those around  you.

A few comments regarding verse three that may not be obvious:

      3The LORD will not allow the righteous to hunger,
But He will reject the craving of the wicked.

Verse three refers to more than food and physical hunger. We know there are righteous people who are physically hungry. Solomon is referring to “craving” or strong desires. The wicked will never have enough to satisfy what is missing, because they refuse to seek God, which is what they need. No amount of physical stuff can fill the emptiness they feel with the absence of  God in their life. Conversely, the godly will be satisfied in their relationship with God even when they do not have enough to eat.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Control Debt, Ethics, Greed, Optimizing Life, Proverbs, Treasures In Heaven

Beyond Wealth: Embrace the True Treasures of Righteousness

There is often a misconception that the righteous necessarily suffer in this world while evil and wicked men flourish. This is not so. It is good to pause and reflect that living righteously according to the Lord’s instruction also carries much blessing for the current life and not just for eternal life after we die. It is no guarantee for an easy life… that is not guaranteed for any. Quite the opposite. Trials and struggles are promised in this life. But how we navigate these challenges and our attitudes and values for what is important have much influence on whether we experience life with joy and peace or constant striving and struggle. In fact, attitude and values are a much better indicator of someone who will do well in life than just simply possession of wealth. Those who are filled with greed never have enough, never cease striving and find contentment and peace and joy.

It is far better for us to walk in righteousness than to have great monetary treasure.

Proverbs 11

Contrast the Upright and the Wicked

     1A false balance is an abomination to the LORD,
But a just weight is His delight.

      2When pride comes, then comes dishonor,
But with the humble is wisdom.

      3The integrity of the upright will guide them,
But the crookedness of the treacherous will destroy them.

      4Riches do not profit in the day of wrath,
But righteousness delivers from death.

      5The righteousness of the blameless will smooth his way,
But the wicked will fall by his own wickedness.

      6The righteousness of the upright will deliver them,
But the treacherous will be caught by their own greed.

      7When a wicked man dies, his expectation will perish,
And the hope of strong men perishes.

      8The righteous is delivered from trouble,
But the wicked takes his place.

      9With his mouth the godless man destroys his neighbor,
But through knowledge the righteous will be delivered.

      10When it goes well with the righteous, the city rejoices,
And when the wicked perish, there is joyful shouting.

      11By the blessing of the upright a city is exalted,
But by the mouth of the wicked it is torn down.

      12He who despises his neighbor lacks sense,
But a man of understanding keeps silent.

      13He who goes about as a talebearer reveals secrets,
But he who is trustworthy conceals a matter.

      14Where there is no guidance the people fall,
But in abundance of counselors there is victory.

      15He who is guarantor for a stranger will surely suffer for it,
But he who hates being a guarantor is secure.

      16A gracious woman attains honor,
And ruthless men attain riches.

      17The merciful man does himself good,
But the cruel man does himself harm.

      18The wicked earns deceptive wages,
But he who sows righteousness gets a true reward.

      19He who is steadfast in righteousness will attain to life,
And he who pursues evil will bring about his own death.

      20The perverse in heart are an abomination to the LORD,
But the blameless in their walk are His delight.

      21Assuredly, the evil man will not go unpunished,
But the descendants of the righteous will be delivered.

      22As a ring of gold in a swine’s snout
So is a beautiful woman who lacks discretion.

      23The desire of the righteous is only good,
But the expectation of the wicked is wrath.

      24There is one who scatters, and yet increases all the more,
And there is one who withholds what is justly due, and yet it results only in want.

      25The generous man will be prosperous,
And he who waters will himself be watered.

      26He who withholds grain, the people will curse him,
But blessing will be on the head of him who sells it.

      27He who diligently seeks good seeks favor,
But he who seeks evil, evil will come to him.

      28He who trusts in his riches will fall,
But the righteous will flourish like the green leaf.

      29He who troubles his own house will inherit wind,
And the foolish will be servant to the wisehearted.

      30The fruit of the righteous is a tree of life,
And he who is wise wins souls.

      31If the righteous will be rewarded in the earth,
How much more the wicked and the sinner!

Read slowly and digest each verse for its full meaning and applicability to your life. Reread it once or twice. Pray for insight from the Spirit. Which path will you choose… righteousness or worldliness and wickedness? How will you let this validate your life choices or lead you to change some?

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Have you submitted your life to Jesus Christ? Are you living today filled with the peace and joy of truly knowing and following Jesus Christ? Learn more about salvation through The Message of the Cross.

Ethics, Greed, Optimizing Life, Treasures In Heaven

Don’t Cause Others to Stumble: Jesus’ Response to the Temple Tax

As we read Matthew 17:24-27 we see Jesus’ response when confronted by others to pay a tax (to the temple, not Caesar) from which He is actually exempt. Jesus is very aware of creating a stumbling block for others and puts less emphasis on claiming His right to not pay.

24 On their arrival in Capernaum, the collectors of the Temple tax came to Peter and asked him, “Doesn’t your teacher pay the Temple tax?”

25 “Yes, he does,” Peter replied. Then he went into the house.

But before he had a chance to speak, Jesus asked him, “What do you think, Peter? Do kings tax their own people or the people they have conquered?”

26 “They tax the people they have conquered,” Peter replied.

“Well, then,” Jesus said, “the citizens are free! 27 However, we don’t want to offend them, so go down to the lake and throw in a line. Open the mouth of the first fish you catch, and you will find a large silver coin. Take it and pay the tax for both of us.”

My first observation is that it appears the collectors of the temple tax wasted no time in coming to find new visitors and ask them to pay the tax. There is no record here of a welcome or greeting of any kind but rather the focus is clearly on collecting their money.

Peter is caught off guard and appears to fib when confronted with the situation, as he was not sure how to respond.  It is worth noting, that if the Bible were a false record made up just to convince people Jesus was God then the disciples and followers would not honestly document so many times when they responded in the wrong way and made mistakes. These parts of scripture actually proclaim loudly the truth of the Biblical text.

When he approaches Jesus, likely trying to figure out how to broach the subject, Jesus already knows what happened and brings up the subject Himself. Just one more example indicating He is God and not just man.

At this point it is worth noting that the temple tax was deemed a measure of atonement for sin. As Jesus was free from sin, He could have rightly refused to pay it. Additionally, Jesus makes the point that God does not tax Himself anymore than a King taxes himself and thus Jesus would again be exempt.

However, Jesus was aware that refusing to pay the temple tax may stumble some and discourage them from following Him. The greater purpose directed Him to pay the tax even though He was exempt.

We also see that Jesus could have easily paid the tax without having this discussion with Peter. We see at the end how easily Jesus provided money when needed… and in such a memorable way.  It was not about the money. Jesus wanted to use this as a teachable moment for Peter and His other disciples and eventually all who read the Bible for generations to follow.

Each of us should reflect… when we decide whether or not to do something, do we only consider what is best for us or do we also consider how it may affect others? (e.g. Jesus paid the tax not because He was required to but because He did not want to stumble others.)

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org

Ethics, Greed, Optimizing Life

Financial Success and the Power of Peaceful Solutions

Human nature has not changed in thousands of years. When we experience God’s blessing and succeed, fools will look to  harm to us out of jealousy. The wise will instead seek to understand how we have prospered so they can learn and replicate it. In Genesis 26:12-25, Abimelech becomes concerned by Isaac’s great wealth and commands him to leave. While the situations we may face are likely to be different, the concepts are still similar.

Genesis 26:12-25

12 When Isaac planted his crops that year, he harvested a hundred times more grain than he planted, for the Lord blessed him. 13 He became a very rich man, and his wealth continued to grow. 14 He acquired so many flocks of sheep and goats, herds of cattle, and servants that the Philistines became jealous of him. 15 So the Philistines filled up all of Isaac’s wells with dirt. These were the wells that had been dug by the servants of his father, Abraham.

16 Finally, Abimelech ordered Isaac to leave the country. “Go somewhere else,” he said, “for you have become too powerful for us.”

17 So Isaac moved away to the Gerar Valley, where he set up their tents and settled down. 18 He reopened the wells his father had dug, which the Philistines had filled in after Abraham’s death. Isaac also restored the names Abraham had given them.

19 Isaac’s servants also dug in the Gerar Valley and discovered a well of fresh water. 20 But then the shepherds from Gerar came and claimed the spring. “This is our water,” they said, and they argued over it with Isaac’s herdsmen. So Isaac named the well Esek (which means “argument”). 21 Isaac’s men then dug another well, but again there was a dispute over it. So Isaac named it Sitnah (which means “hostility”). 22 Abandoning that one, Isaac moved on and dug another well. This time there was no dispute over it, so Isaac named the place Rehoboth (which means “open space”), for he said, “At last the Lord has created enough space for us to prosper in this land.”

23 From there Isaac moved to Beersheba, 24 where the Lord appeared to him on the night of his arrival. “I am the God of your father, Abraham,” he said. “Do not be afraid, for I am with you and will bless you. I will multiply your descendants, and they will become a great nation. I will do this because of my promise to Abraham, my servant.” 25 Then Isaac built an altar there and worshiped the Lord. He set up his camp at that place, and his servants dug another well.

Isaac respected Abimelech’s authority and relocated to where Abraham had previously settled. When he dug wells he was met with more adversity and hostility from those nearby who challenged his rights to the water there. Isaac avoided conflict again… and again… and eventually found open space. He gave glory to God. He was not complaining about all the hostility he faced but rather thanking God for providing space for him to occupy.

Later God revealed Himself to Isaac at Beersheba and affirmed the promise to Isaac that was first given to Abraham. Isaac responded by building an altar and worshiping God.

I have a lot of respect for Isaac in that He did not try to react in this situation to hostility with violence. He sought open space to peacefully flourish and God granted it to him. While there are times when it is appropriate to fight, as Abraham demonstrated in Genesis 14,  Isaac demonstrates that there are times when the best response is a peaceful one. In this case Isaac was in someone else’s land under Abimelech and then moving into land near where others already occupied. He avoided a conqueror mentality in both cases. With his great wealth it is reasonable to conclude he could have mustered a significant fighting force. Else, why would Abimelech have been concerned?

God provides many examples in scripture where fighting is appropriate and others where a peaceful solution is best. We should be careful not to gravitate to easily toward a one-size-fits-all  solution of violence or peace and try to fit it to every situation. Instead, we should study God’s word and seek Him in prayer for wisdom in how to respond to adversity and threats in our lives as individuals, families, and nations.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .

Control Debt, Control Spending, Ethics, Generate Income, Greed, Optimizing Life, Proverbs, Saving

Take A Lesson From The Ants

Many times, Biblical wisdom regarding finances is wrapped up and integrated in scripture that speaks broadly to how we should (and should not) live our lives. I like to review and share these passages as they are in that it is very reflective of real-life experiences. Often the issues associated with finances are integrated and inseparable from other issues which influence them. For example, earning money is tied to not being lazy. Similarly, treating people God’s way may be a part of your financial decisions as opposed to “getting more money at all costs” such as taking advantage of others or lying to them.

The wisdom in Proverbs 6 is as relevant today as it was when it was written. Please read it slowly and thoughtfully. Avoid reading so fast that you can not dwell on the message contained here. Allow God to speak to you for your life and the lives of those you may be able to help.

Proverbs 6

6 My child, if you have put up security for a friend’s debt
    or agreed to guarantee the debt of a stranger—
2 if you have trapped yourself by your agreement
    and are caught by what you said—
3 follow my advice and save yourself,
    for you have placed yourself at your friend’s mercy.
Now swallow your pride;
    go and beg to have your name erased.
4 Don’t put it off; do it now!
    Don’t rest until you do.
5 Save yourself like a gazelle escaping from a hunter,
    like a bird fleeing from a net.

6 Take a lesson from the ants, you lazybones.
    Learn from their ways and become wise!
7 Though they have no prince
    or governor or ruler to make them work,
8 they labor hard all summer,
    gathering food for the winter.
9 But you, lazybones, how long will you sleep?
    When will you wake up?
10 A little extra sleep, a little more slumber,
    a little folding of the hands to rest—
11 then poverty will pounce on you like a bandit;
    scarcity will attack you like an armed robber.

12 What are worthless and wicked people like?
    They are constant liars,
13 signaling their deceit with a wink of the eye,
    a nudge of the foot, or the wiggle of fingers.
14 Their perverted hearts plot evil,
    and they constantly stir up trouble.
15 But they will be destroyed suddenly,
    broken in an instant beyond all hope of healing.

16 There are six things the Lord hates—
    no, seven things he detests:
17 haughty eyes,
    a lying tongue,
    hands that kill the innocent,
18 a heart that plots evil,
    feet that race to do wrong,
19 a false witness who pours out lies,
    a person who sows discord in a family.

20 My son, obey your father’s commands,
    and don’t neglect your mother’s instruction.
21 Keep their words always in your heart.
    Tie them around your neck.
22 When you walk, their counsel will lead you.
    When you sleep, they will protect you.
    When you wake up, they will advise you.
23 For their command is a lamp
    and their instruction a light;
their corrective discipline
    is the way to life.
24 It will keep you from the immoral woman,
    from the smooth tongue of a promiscuous woman.
25 Don’t lust for her beauty.
    Don’t let her coy glances seduce you.
26 For a prostitute will bring you to poverty,
    but sleeping with another man’s wife will cost you your life.
27 Can a man scoop a flame into his lap
    and not have his clothes catch on fire?
28 Can he walk on hot coals
    and not blister his feet?
29 So it is with the man who sleeps with another man’s wife.
    He who embraces her will not go unpunished.

30 Excuses might be found for a thief
    who steals because he is starving.
31 But if he is caught, he must pay back seven times what he stole,
    even if he has to sell everything in his house.
32 But the man who commits adultery is an utter fool,
    for he destroys himself.
33 He will be wounded and disgraced.
    His shame will never be erased.
34 For the woman’s jealous husband will be furious,
    and he will show no mercy when he takes revenge.
35 He will accept no compensation,
    nor be satisfied with a payoff of any size.

Such a clear and relevant passage, rather than add to it, I encourage you each to read it again, slowly… thinking about each line and how it may apply to you or those you may be able to help.

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Remember that all you have belongs to God. Manage your money God’s way. Visit GrowGodsMoney.org .